Smart Money Mindset

A Simple Household Finance Budget

Simplifying the way you manage your finances can make sticking to a budget much easier. Limiting the amount of time it takes to actually manage your budget will make it more likely that you will do it. With the right technique it should only take you 20-30 minutes a week to stay on track. The [...]

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The Big “Saving Money” Scam

In the lead up to Christmas we are always bombarded with sales messages. “Save 50% here!”, “Buy one get one free!”. These offers come to us with the promise of “saving” us money. Are you really saving money? Probably not! It’s often the case that we end up spending, not saving as a result of [...]

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Managing Your Money at Christmas

From a financial perspective, Christmas can be an extremely expensive time and if we’re not very careful the season of good will, will put us in debt for the next six months or more. Managing Your Money at Christmas Therefore, managing your money becomes even more important at Christmas time since it has the potential to damage [...]

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Managing Your Money – Take Charge of Your Finances

Are you living within your means? Do you know exactly what you are spending each month or are your outgoings escalating out of control? When was the last time you carried out a financial health check? If your answers are no, no and never then read on!   Managing Your Money – Take Charge of [...]

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3 Top Tips for Saving Money

Though the current global recession seems to be easing we can all still use tips to help us save some of our hard earned money. Just by utilising a little creativity and changing our mindset we could each be saving hundreds, if not thousands per year and increasing our own bank balances rather than [...]

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