Smart Money Mindset

A Simple Household Finance Budget

Simplifying the way you manage your finances can make sticking to a budget much easier. Limiting the amount of time it takes to actually manage your budget will make it more likely that you will do it. With the right technique it should only take you 20-30 minutes a week to stay on track. The [...]

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The Big “Saving Money” Scam

In the lead up to Christmas we are always bombarded with sales messages. “Save 50% here!”, “Buy one get one free!”. These offers come to us with the promise of “saving” us money. Are you really saving money? Probably not! It’s often the case that we end up spending, not saving as a result of [...]

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Managing Your Money at Christmas

From a financial perspective, Christmas can be an extremely expensive time and if we’re not very careful the season of good will, will put us in debt for the next six months or more. Managing Your Money at Christmas Therefore, managing your money becomes even more important at Christmas time since it has the potential to damage [...]

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Managing Your Money – Take Charge of Your Finances

Are you living within your means? Do you know exactly what you are spending each month or are your outgoings escalating out of control? When was the last time you carried out a financial health check? If your answers are no, no and never then read on!   Managing Your Money – Take Charge of [...]

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Reduce the APR on Your Credit Card in 5 Minutes!

Learn how in only a 5 minute phonecall you could save double digit amounts on your credit card interest rate! Credit card companies are keen to keep you as their customer – no matter how they may act. You are worth a lot of money to your card company and have a lot more power than [...]

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How Being Too Polite Costs You Money

Here’s some advice on using negotiation tactics learnt from Indian parents to save yourself plenty of money. One thing about being the child of Indian parents is that you get to see them in operation across a number of areas – feeding 200 members of family with a highly effective mobile kitchen infantry unit; fitting 200 [...]

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Save Money With Indian Negotiation Tactics!

Save Money on Virtually Anything With The Top Ten Indian Negiotiation Tactics (TINTs) Here’s my top ten list of the Indian Negotiation Tactics (TINTs as I call them) that I have picked up off parents, uncles, and random relatives I’d never seen before or probably will again… I’ve used these and similar tactics to negotiate anything from [...]

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