Smart Money Mindset

Paying Off Debt, What You Need to Know

The sad truth is that nowadays the majority of us are living in debt. Having credit cards, loans, mortgages and hire purchase agreements means that the average family owes a staggering £25,000! If this is you (and you quite probably owe even more money than this, it’s only an average remember), you’re probably wondering [...]

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3 Top Tips for Saving Money

Though the current global recession seems to be easing we can all still use tips to help us save some of our hard earned money. Just by utilising a little creativity and changing our mindset we could each be saving hundreds, if not thousands per year and increasing our own bank balances rather than [...]

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A Guaranteed Profit On Your Money? It’s Possible!

If someone offers you a guaranteed profit or return on your money what should you do? Yes, that’s right, RUN!! You see in personal finance there are very few things that offer a guaranteed return, in fact I know of only one. (if you know any more please do tell me!). However that doesn’t stop people [...]

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Why The Equity in Your Home Will NOT Save You

I’ve heard these phrases so many times: “My house is an asset” “I’m not worried about my mortgage – I have lots of equity in my property” “I can always sell if I get into trouble” And I used to think the same way. That it was ok if I had a large mortgage, so long as I had [...]

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