Smart Money Mindset

The Big “Saving Money” Scam

In the lead up to Christmas we are always bombarded with sales messages. “Save 50% here!”, “Buy one get one free!”. These offers come to us with the promise of “saving” us money. Are you really saving money? Probably not! It’s often the case that we end up spending, not saving as a result of [...]

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Why The Equity in Your Home Will NOT Save You

I’ve heard these phrases so many times: “My house is an asset” “I’m not worried about my mortgage – I have lots of equity in my property” “I can always sell if I get into trouble” And I used to think the same way. That it was ok if I had a large mortgage, so long as I had [...]

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