Smart Money Mindset

Simplifying the way you manage your finances can make sticking to a budget much easier. Limiting the amount of time it takes to actually manage your budget will make it more likely that you will do it. With the right technique it should only take you 20-30 minutes a week to stay on track.
The [...]

Every year, getting out of debt ranks in one of the Top 10 New Year’s resolutions.
In the uncertain, and difficult, economic situation we have experience in the last two years, it will certainly be there again for 2010.
Poor spending and saving habits can be tough to break, but their correction is vital if you are [...]

Making sure you get paid what you are worth can be difficult, especially if you have just been offered a great job. But don’t be shy, and remove the myths about salary negotiation from your brain, because if you don’t, they can prevent you from getting the salary you deserve.

I used these principles recently [...]

Sometimes life throws you a surprise… like being given two days notice that you’re booked in to give a lecture to 35 students at the London School of Economics! Which just happened to sell out in 2 mins… no pressure then…

So here’s the interesting thing, not that I had the lecture arranged – it was [...]

In the lead up to Christmas we are always bombarded with sales messages. “Save 50% here!”, “Buy one get one free!”. These offers come to us with the promise of “saving” us money. Are you really saving money? Probably not!

It’s often the case that we end up spending, not saving as a result of [...]

From a financial perspective, Christmas can be an extremely expensive time and if we’re not very careful the season of good will, will put us in debt for the next six months or more.

Managing Your Money at Christmas
Therefore, managing your money becomes even more important at Christmas time since it has the potential to damage [...]

Relying on just a pension to get you through your old age? You could be setting yourself up for disappointment, pain and financial hardship.
Are you being manipulated and ripped off by financial companies? Read below and judge for yourself. This post is for all of you not lucky enough to have a final salary pension [...]

The sad truth is that nowadays the majority of us are living in debt. Having credit cards, loans, mortgages and hire purchase agreements means that the average family owes a staggering £25,000!
If this is you (and you quite probably owe even more money than this, it’s only an average remember), you’re probably wondering [...]

Are you living within your means? Do you know exactly what you are spending each month or are your outgoings escalating out of control? When was the last time you carried out a financial health check? If your answers are no, no and never then read on!
 
Managing Your Money – Take Charge of [...]

Though the current global recession seems to be easing we can all still use tips to help us save some of our hard earned money. Just by utilising a little creativity and changing our mindset we could each be saving hundreds, if not thousands per year and increasing our own bank balances rather than [...]