Smart Money Mindset

The Big “Saving Money” Scam

In the lead up to Christmas we are always bombarded with sales messages. “Save 50% here!”, “Buy one get one free!”. These offers come to us with the promise of “saving” us money. Are you really saving money? Probably not! It’s often the case that we end up spending, not saving as a result of [...]

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Managing Your Money at Christmas

From a financial perspective, Christmas can be an extremely expensive time and if we’re not very careful the season of good will, will put us in debt for the next six months or more. Managing Your Money at Christmas Therefore, managing your money becomes even more important at Christmas time since it has the potential to damage [...]

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Relying on Your Pension? You’re Dead Already

Relying on just a pension to get you through your old age? You could be setting yourself up for disappointment, pain and financial hardship. Are you being manipulated and ripped off by financial companies? Read below and judge for yourself. This post is for all of you not lucky enough to have a final salary pension [...]

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Paying Off Debt, What You Need to Know

The sad truth is that nowadays the majority of us are living in debt. Having credit cards, loans, mortgages and hire purchase agreements means that the average family owes a staggering £25,000! If this is you (and you quite probably owe even more money than this, it’s only an average remember), you’re probably wondering [...]

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Managing Your Money – Take Charge of Your Finances

Are you living within your means? Do you know exactly what you are spending each month or are your outgoings escalating out of control? When was the last time you carried out a financial health check? If your answers are no, no and never then read on!   Managing Your Money – Take Charge of [...]

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3 Top Tips for Saving Money

Though the current global recession seems to be easing we can all still use tips to help us save some of our hard earned money. Just by utilising a little creativity and changing our mindset we could each be saving hundreds, if not thousands per year and increasing our own bank balances rather than [...]

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